The Personal Finance Podcast The Most Underrated Way to Build Wealth with Brian Feroldi
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Mar 31, 2025 
Join Brian Feroldi, an expert in stock-based compensation and investing, as he reveals the secrets to building wealth through savvy financial strategies. He breaks down stock-based compensation, emphasizing the importance of negotiation and understanding tax implications. Discover how Employee Stock Purchase Plans (ESPP) can maximize returns while avoiding common pitfalls. Brian also discusses balancing current enjoyment with future wealth goals, transforming your money mindset from a mere number into a tool for enriching life experiences.
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Stock-Based Compensation for All
- Stock-based compensation, once exclusive to executives, is now more common for all employees.
- This shift incentivizes employees to prioritize company success, aligning their interests with ownership.
Prioritize RSUs
- Prioritize restricted stock units (RSUs) over incentive stock options (ISOs) if given a choice.
- RSUs provide direct stock ownership without requiring future purchase, unlike ISOs.
Understanding Vesting
- Understand vesting schedules, which determine when you own the stock.
- Companies often use four-year vesting, gradually increasing your ownership over time.