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Episode 2999:
Discover when refinancing your mortgage could be a smart financial move and when it might not be worth the effort. This guide demystifies key factors like interest rates, loan terms, and closing costs to help you make informed decisions that align with your financial goals.
Read along with the original article(s) here: https://marriagekidsandmoney.com/when-it-makes-sense-to-refinance-your-mortgage-when-it-doesnt
Quotes to ponder:
"Refinancing isn't always about lowering your interest rate; it's about aligning your loan with your long-term financial goals."
"The savings from refinancing depend on how long you stay in the home after the refinance closes."
"Don't let lower rates fool you into forgetting the upfront costs - it’s the overall picture that counts."
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Optimal Finance Daily - Financial Independence and Money Advice