

185. Graeme Holm - How To Retire Early Without Giving Up Your Daily Coffee
“You only save for investing's sake. You don't save for savings' sake.” -Graeme Holm
How and where are you spending your money?
How do you create the life that most people dream of?
In this episode, we'll have the opportunity to speak with Graeme about wealth creation and budget management that is realistic and goal-oriented. He will also discuss how to overcome your unconscious daily spending habits, the importance of having a financial plan, and how to determine what is actually achievable in order to achieve financial freedom.
Graeme Holm is the Co-Founder and CEO of the award-winning Infinity Group Australia; an industry-leading mortgage brokerage, financial advisory, and financial literacy firm. He is also the author of The Money Mentor: How to Pay Off Your Mortgage in as Little as 7 Years Without Becoming a Hermit, which has sold over a million copies worldwide. With two decades of experience in the finance sector, Holm is an expert in coaching individuals and families on how to achieve greater financial literacy and debt-free home ownership.
Check out these episode highlights:
03:45 - How do banks make life difficult for people
04:38 - How are banks manipulating us
06:59 - The psychology of money
15:54 - How do you train your mind for delayed gratification
20:49 - How crucial it is to identify our passions and pursue them
24:28 - Having a financial plan is the key
26:53 - Budgeting isn't scarcity
29:26 - The three levels of learning
30:16 - Practice what you preach
35:55 - What’s the number one investment
43:30 - What is an economy
52:30 - Grow up and invest more in yourself
Connect with Graeme
Linkedin: https://www.linkedin.com/in/graeme-holm/
Website: https://infinity.com.au/
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www.Instagram.com/morgantnelson