ASK347: Is the market just too hot? PLUS: Is this a risky cash buy?

Rob & Rob are back for another round of listener questions, and they’ve got some cracking ones! 

Kicking us off this week is Luke from London. 

The market is hot right now, that’s no secret and this combined with the aftermath of Covid-19 and the war in Ukraine Luke is wondering if what the 18-year cycle predicts is still accurate... 

Will we be waiting until at least 2026 for a crash or are we heading towards an early winner's curse? 

Next up, Sophie’s looking for some advice on an upcoming purchase. 

She’s looking to purchase a property, but it currently has no kitchen or bathroom, so lenders won’t mortgage it due to it being uninhabitable. 

Sophie plans to borrow some cash from family/friends to top up her savings and buy it outright. Once she’s bought the property, she plans to install a cheap bathroom/kitchen with the hope that she’ll then be able to remortgage. 

She’d like to know what Rob & Rob think of this plan and if they have any other suggestions to help her get the deal across the line. 

Tune in to find out what advice the guys have got for these listeners. 

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