Duncan Sandys is Executive Director, P20. At this year’s P20 conference, held in London on 3 October 2019, the focus was on fraud and cybersecurity. Sandys said, “The risk of cyber-attacks keeps the leaders of the global payments industry awake at night. Cashless payments are growing globally and a systemic attack on payments infrastructure would have immediate, devastating and far-reaching consequences for governments, businesses and the public. The industry has a responsibility to collaborate and work hand in hand with government and regulators to develop and maintain an industry wide response, protocol and plan.” Sandys explains the purpose behind the establishment of the P20.