How will the Reserve Bank of Australia’s (RBA) overhaul affect the property market? While its full impact is yet to be determined, analysing the details of the proposed changes can offer insight into its outcomes for the central bank and mortgage borrowers. In this episode, Phil Tarrant sits down with Annie Kane, the managing editor of The Adviser and Mortgage Business, to unpack the 294-page review of the RBA and the 51 recommendations put forward to improve the structure, governance, and decision-making processes of the central bank. The duo also looks into why the review is calling for two RBA boards, their thoughts on dropping to eight cash rate decisions a year, and decodes governor Philip Lowe’s reactions to the findings.

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RBA’s biggest overhaul yet: What it could mean for property owners