NerdWallet's Smart Money Podcast Savings Bonds Explained: When to Buy, When to Cash In, and If They’re Still Worth It
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Jul 21, 2025 In this engaging discussion, Sam Taube, an Investing Nerd at NerdWallet, shares his insights on savings bonds and investment strategies. He breaks down different types of bonds, including Series EE and I Bonds, and highlights their tax implications. The talk also explores whether these bonds are worthwhile for long-term investments, particularly for children's education. Additionally, the hosts offer valuable tips on budgeting for group travel, emphasizing communication and financial boundaries to create memorable experiences.
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Flexible Budgeting Builds Trust
- Sean Pyles and his friends manage trip expenses by paying separately and splitting shared costs like Airbnb stays and meals flexibly.
- They support friends with tighter budgets by covering some costs without strict accounting, showing strong trust and generosity.
Set Values and Budgets Early
- Know and stick to your money values to avoid conflicts on trips with friends who have different priorities.
- Set and communicate a clear budget to prevent overspending and post-trip financial regrets.
Respect Boundaries in Group Travel
- Sean Pyles describes a well-organized England trip with friends where roles like itinerary planner and driver were shared for a smooth experience.
- They respected individual boundaries, allowing solo activities and rest, preventing peer pressure resentment.