Unchained Polygon's Big Pivot: Why the Network Is Pivoting to Payments and What It Means for POL
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Jan 17, 2026 Marc Boiron, CEO of Polygon Labs, leads the discussion on Polygon's exciting transition to a regulated U.S. payments platform following key acquisitions like Coinme and Sequence. He dives into the strategic focus on payments over app chains, the importance of cash on-ramps as gateways to new user bases, and how this pivot can benefit the POL token through increased transaction volume. Marc also addresses the challenges of competing in the crowded stablecoin market while ensuring a decentralized architecture supports growth.
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Payments As Polygon's Core Focus
- Polygon is doubling down on payments to simplify stablecoin usage for businesses with a single API.
- Marc Boiron argues one integrated stack can cut onboarding time from months to days for enterprises.
Sector-Specific Chain, Not An App Chain
- Polygon positions itself as a sector-specific payments chain rather than a single-app chain.
- Boiron expects some large apps will eventually spin off to their own chains while Polygon stays payments-focused.
Monetize Services To Scale Execution
- Charge for services when you provide value rather than giving everything away for free.
- Marc Boiron says monetizing services lets Polygon execute more aggressively and improve offerings.