Money Guy Show Are You Richer Than Your Friends? (2025 Edition)
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Nov 7, 2025 Explore whether you’re richer than your friends as experts compare the financial standings of Average Americans, Financial Mutants, and Abound clients. Discover age-specific financial mile markers and uncover critical habits that impact savings, debt, and emergency funds. Tune in to learn how behaviors like auto ownership and credit card use affect wealth. Plus, find out when most people start focusing on their finances and the importance of mindset. This insightful analysis is packed with strategies to boost your financial confidence.
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Income Alone Doesn’t Equal Wealth
- Financial Mutants earn significantly more and convert income into far greater investable net worth than the average American.
- Abound Wealth clients sit even higher, showing income and net worth rise together with disciplined behavior.
Mid-30s Savings Multiples
- By mid-30s aim for roughly two times your annual salary saved and three times by the end of your 30s.
- Use these multiples to check if you're on, ahead, or behind the expected trajectory.
Use Multiples To Guide Your 40s
- By age 45 target about 4.5x your annual income and by 50 aim for ~6.4x to stay on track.
- Track multiples, not just raw dollar amounts, because income and age change context.
