Sorry, I Missed This: The Everything Guide to ADHD and Relationships with Cate Osborn When ADHD, money, and relationships collide
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Aug 26, 2025 Ellyce Fulmore, a financial educator and author of Keeping Finance Personal, dives into the complexities of money management influenced by identity. She explores how ADHD, race, gender, and queerness shape financial habits. Ellyce highlights the struggles of impulse spending and emotional connections tied to finances. She introduces the concept of the 'ADHD tax' and underscores the need for open dialogue about money in relationships, encouraging listeners to reflect on their personal 'money stories' for healthier financial habits.
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Identity Shapes Your Money Story
- Identity (ADHD, queerness, race, gender) shapes how you experience and manage money.
- Ellyce Fulmore realized diagnosis and coming out revealed how identity drove her financial behavior.
ADHD Changes Time Preference
- ADHD executive-function challenges and delayed discounting make long-term financial goals hard to sustain.
- Those brain differences favor immediate rewards, increasing impulse purchases over distant gains.
Budget An Allowance And 'Oh Shit' Fund
- Plan for impulse spending by budgeting a guilt-free monthly allowance and using a separate card.
- Create a small sinking fund for overages so you can spend without derailing larger goals.
