

On Overvalued Stocks, Tithing & Mutual Aid, and Creating Enforceable Prenups
46 snips Sep 24, 2025
The podcast dives into the cultural implications of a plastic surgeon advocating for 'facelift funds' for young women. It addresses the complexities of working with certified financial planners and critiques the effectiveness of economists’ proposals to fix personal finance. The discussion also highlights systemic financial risks for stay-at-home parents and the importance of enforceable prenups. Additionally, listeners explore tax-smart philanthropy strategies and mutual aid initiatives, emphasizing local giving.
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Secret Facelift Fund Reel
- Henah shared a real Instagram reel from a plastic surgeon urging women to start a secret "facelift fund" and hide it from partners.
- Both hosts reacted with discomfort and dark humor while noting the cultural pressure to look young.
When To Hire A CFP
- Consider working with a CFP if you have substantial investable assets because a professional can optimize allocation and insurance.
- If you're early in your career and earning under ~$100k, prioritize self-education and basics over an expensive advisor.
Exceptions To The 10% Early Withdrawal Penalty
- Remember there are many exceptions to the 10% early withdrawal penalty for retirement accounts such as illness or medical expenses.
- Check the IRS exceptions and consult a professional before tapping retirement funds.