THE PROPERTY NERDS: How Labor’s super tax plan could reshape SMSF landscape

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by John Collignon from C2 Financial Group to unpack the potential legislative changes impacting SMSFs.

The group examines the Labor government’s proposed Division 296 tax, which targets super balances exceeding $3 million and has sparked controversy for taxing unrealised gains and adding complexity to fund management.

With the Senate's support still uncertain, political hurdles remain, as other parties may demand stricter measures such as lowering the threshold or banning SMSF borrowing.

These changes could deter smaller investors, reducing rental housing supply and concentrating super control in larger funds.

Despite misconceptions, SMSFs are now more accessible, thanks to lower fees and flexible strategies, making them suitable for informed investors who understand their responsibilities and seek professional guidance.

With expert support from firms like C2 Financial Group, SMSFs remain a viable option for Australians seeking control over their retirement savings despite evolving regulations.