Washington State just passed a bill into law mandating payroll deductions for a mandatory long term care insurance policy. All ages from teens to people in their 80's, very few ways to opt out, and very skimpy benefits.
One opt-out is to have your own LTC coverage but the rules keep changing. Plus, some rules aren't defined yet and won't be until it's too late for those thinking of opting out to get their own policy.
Learn all the gory details from our guest, Carol Guilbault, who for 20 years has worked exclusively with LTC insurance.
John Martinka
Jessica Martinka
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