The YNAB Podcast

Don't Scrooge Yourself Next Christmas

Dec 23, 2024

Explore the timeless tale of Ebenezer Scrooge, a cautionary figure whose obsession with money overshadows the joys of giving. Learn how to transform your holiday spending into a source of joy by planning ahead. By calculating and saving monthly for festive expenses, you can embrace generosity and enjoy the season without financial stress. Plus, get excited about the upcoming 2025 YNAB FanFest Tour, featuring engaging panels and community fun. Prepare for a holiday filled with meaningful gifts and family time!

05:22

Creator website

AI Summary

AI Chapters

Episode notes

Podcast summary created with Snipd AI

Quick takeaways

Planning for Christmas by saving monthly allows for joyful spending on gifts and experiences without the stress of overspending.

Avoiding the Scrooge mindset by setting clear financial goals fosters purposeful spending and enhances the holiday spirit.

Deep dives

Upcoming YNAB FanFest Tour

The 2025 YNAB FanFest Tour is set to take place in several cities, including San Diego, Minneapolis, and New York. Ticket sales for the San Diego and Minneapolis events are currently open, and attendees can expect a full day of activities, including keynote speeches, panel discussions, and a live Q&A. The events are designed to foster community among budgeting enthusiasts, emphasizing that individuals are not alone in their budgeting journeys. Participants will also have opportunities to connect with YNAB team members and enjoy various merchandise and food options.

Excitement for the 2025 YNAB FanFest Tour

2min

Planning for Joyful Holiday Spending

4min

Ebenezer Scrooge is a classic Christmas tale, a tragic character who lets his insatiable desire for money blind him to the circumstances of the people around him -- particularly his employees -- and the spirit of the Christmas holiday. He didn't even seem to enjoy spending his wealth, only the accumulation of it. While Scrooge is not a good role model for generosity or charity, he did always pay his bills on time.

Next Christmas you can give yourself a bill, or rather give yourself a bill now, and every month between now and next Christmas! Think of the things you want to buy and do next Christmas (not just gifts, but travel and cooking) and add up how much you think you'll spend. Divide it by twelve, and that's your bill to be paid each month between now and December 25, 2025. Then you can spend your money in a way Scrooge never could -- on gifts and family and generosity.

Merry Christmas!

Tickets to YNAB Fan Fest 2025 are on sale now! Coming to San Diego, Minneapolis, and NYC:

YNAB.com/events

Got a question for Jesse? Send him an email:

askjesse@ynab.com

Follow YNAB on social media:

Facebook: @ynabofficial

Instagram: @ynab.official

Twitter/X: @ynab

Tik Tok: @ynabofficial