Bonus: Shaping the future of finance: Derek White on big banks, bold moves and building at Galileo

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Oct 1, 2025

Derek White, CEO of Galileo Financial Technologies and former leader at global banks, shares his journey from traditional finance to fintech transformation. He discusses how Galileo’s platform enables brands to innovate financial products and the impact of the SoFi acquisition on growth. Derek highlights emerging trends in AI, crypto, and embedded finance, and emphasizes the importance of customer focus and agile leadership. He also offers insights on breaking down silos to foster deeper brand loyalty through innovative programs.

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INSIGHT

Galileo Powers Below-The-Glass Finance

Galileo powers the end-to-end financial experience for 150M+ users across brands and banks.
The company provides the "below-the-glass" infrastructure that translates UX into operating products and services.

ANECDOTE

Integrating Three Founder-Led Firms

Galileo became part of SoFi after acquisitions that joined three founder-led businesses under one public company.
Derek describes integrating Galileo, SoFi and Technicis as an intense but rewarding cultural and growth journey.

INSIGHT

Business Is Monetized Human Decisions

Every business model reduces to monetizing a human decision, whether B2C or B2B.
Identifying decision-makers and how to influence their choices is central to product and growth strategy.

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About this episode:

On this episode of Fintech Insider, host David M. Brear sits down with Derek White, a leader who’s helped shape the future of finance from the inside across global banks, cutting-edge tech giants, and now, as CEO of Galileo.

We dive into:

Derek’s unique career journey: from traditional banking to transformational innovation
How his experience is shaping the next phase of financial infrastructure at Galileo
The trends, technologies, and opportunities defining the future of embedded finance
What it really takes to drive change inside the biggest players in the industry

If you’re interested in the intersection of legacy institutions and new-school fintech, this one’s a must-listen.

This week's guest:

Derek White - CEO at Galileo

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About Fintech Insider:

Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.

Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.

Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.

Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.

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