

How JZ Built a Real Estate Empire Without Quitting His Job
At 50 years old, San Diego’s JZ Zendejas turned a $600 payday into a springboard for financial freedom and community change. In this episode, Subto leader Jordan Whittenburg sits down with JZ to uncover how he leveraged his W2 job, built deep relationships, and carved out a niche as a connector in real estate lending. From avoiding bad deals with strict vetting, to launching co-living projects in Sacramento, to flipping homes in Cleveland, JZ shares the lessons, timing, and mindset that helped him go from unsure beginner to trusted dealmaker. If you’re looking to break into real estate investing *without quitting your day job* this conversation will show you how to start smart, build trust, and create lasting impact in your community.
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