So Money with Farnoosh Torabi 1897: Simple Year-End Money Moves with Big Pay-Offs
Oct 27, 2025
Adriana Adams, a Certified Financial Planner and Head of Financial Planning at Domain Money, shares her expertise on making effective year-end financial moves. She highlights the importance of creating a values-based spending plan and the role of emergency funds in uncertain times. Adriana discusses the current economic climate's impact on finances and shares insights on when to seek a financial planner. She also dispels common myths about financial planning, making it more accessible to all, regardless of wealth.
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Set Your Spending Plan Now
- Build your spending plan before January to avoid early-year drift and overwhelm.
- Align monthly habits with your big goals so the year starts with momentum.
Budget From Values, Not Trends
- Identify the life you want to live first, then compare it to historical spending to realign dollars to values.
- Avoid cookie-cutter cuts; cut or keep expenses based on whether they support your future life.
Anchor Plans To Big Goals
- Anchor your spending plan to big goals by setting timelines and breaking them into monthly targets.
- Convert 12-month goals into monthly habits so progress is measurable and consistent.