Owens best investing tips, super hacks, and the secret to free money – Q&A

Sep 4, 2025

Discover powerful money-saving and investing tips that'll elevate your financial game. Learn about free tools to compare ETFs and stocks, and the nuances of super contributions that can benefit spouses. Delve into the surprising realities of cashback investing and Raiz rewards—are they truly free money? Plus, hear personal insights on managing family finances and coping with financial struggles of loved ones. Get ready to rethink your approach to money and investment!

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INSIGHT

Know What Money Means To You

Understanding what money means to you changes how you spend and saves more than tricks.
Owen recommends the '10 Things Activity' to align money with real personal priorities.

ADVICE

Prefer High-Quality Businesses

Buy high-quality, established businesses rather than speculative, trendy companies.
Owen says owning solid companies over a lifetime beats chasing 'gonna' companies.

ADVICE

Start Investing When You're Ready

Start investing as soon as your financial foundations are ready and stop waiting for market timing.
Gemma urges you to begin long-term investing once you have basics sorted.

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From our best saving and investing tips to whether Raiz rewards are really free money, we tackle your biggest money questions. We cover spouse super hacks, bonds, free ETF tools, and how to flip resentment when your parents haven’t set up for retirement. In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A, diving into: Questions answered in today's Q&A:

- Owen & Gemma’s best money saving tip and best investing tip - Free tools to compare ETFs and stocks (like CommSec’s screener) - Bonds – should you only consider them as you get older? - Super strategy – making spouse contributions work - How Raiz rewards and cashback investing really works - Flipping the narrative when your parents struggle financially ~~Books by our team~~ - Gemma Mitchell - Kate Campbell - Drew Meredith - Pete Wargent Don’t forget to subscribe on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. ~~ Resources for this episode ~~ - ETF compare tools - Buy Gemma’s book The Money Reset - Episode on Inheritance with Besty Westcott - Rask Ten things activity - Ask a question (select the Finance podcast)

~~ Show partner resources ~~ - Join Pearler using code “RASK” for $15 of Pearler Credit - Get 50% off your first two months using PocketSmith - View Betashares range of funds

~~ Rask resources ~~ - All services - Financial Planning - Invest with us - Access Show Notes - Ask a question DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

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