The Ramsey Show “Was I Right To Break Off My Engagement Because of Bad Money Habits?”
Nov 24, 2025
A listener grapples with whether to end her engagement due to her partner's financial mismanagement. The hosts tackle conflicts about spending on hobbies while buried in debt. They provide insights on dividing household costs with parents and suggest practical strategies for avoiding debt while pursuing education. There's a discussion on depositing large sums of cash and the best ways to handle car repossession without worsening financial situations. Young entrepreneurs receive encouragement on starting businesses with cash.
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Nip Red Flags In The Bud
- If you see unaddressed financial red flags in a partner, act decisively rather than hoping they change after marriage.
- Sell expensive lifestyle items and protect your future financial position instead of enabling poor habits.
Co-Dependency Hides Money Reality
- Shared codependent financial choices create messy breakups and long-term problems.
- Living together and combining payments before marriage often hides true financial behavior.
Sell Big Liabilities First
- When you need to simplify your finances after a breakup, sell high-cost liabilities that drain cash flow.
- Prioritize cash flow and eliminate payments before rebuilding savings.
