Australian Finance Podcast Summer Series Part 6: Property
Jan 14, 2026
Discover the average Australian house price and why the deposit myth is holding many back. Explore the debate on whether you need a home to build wealth and the compelling trade-offs between property and shares. Delve into supply-demand dynamics affecting prices and the concept of rentvesting for a flexible lifestyle. Learn about first-home buyer incentives and practical mortgage tips. Plus, uncover the essential team you should assemble when buying property to avoid costly mistakes!
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National Average Hides Local Markets
- The average Australian house price is around $850,000 according to the hosts.
- Prices vary widely by region, so national averages hide local markets.
You Don't Always Need 20% Deposit
- Do not assume you need a 20% deposit; current schemes let you buy with as little as 5% or sometimes 0%.
- Understand lender's mortgage insurance and use their free property course to learn the details.
Home Ownership Strongly Shapes Retirement Security
- Owning property isn't required to build wealth, but historically it's been the main wealth vehicle for Australians.
- For many, a paid-off home provides retirement security that the system currently favours.
