Dropping Bombs

$2M/Year Remote Job No One Knows About

10 snips
Jan 29, 2026
Mike Kortas, founder and CEO of NEXA Lending who rose from homelessness to build an independent mortgage broker platform. He talks about a 100% commission model and revenue-share residuals. He explains how wholesale rates beat retail, prospecting routines that tripled pipeline, and using AI tools to scale without middle management.
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ANECDOTE

From Sleeping With A Calf To Climbing Out

  • Mike Kortas slept in a barn and literally shared space with a calf while working landscaping and pumping gas at 18.
  • That hardship triggered a mindset shift where he committed to daily progress and climbed out of homelessness.
ANECDOTE

A Gas Station Moment That Triggered Change

  • At 18 Mike pumped gas in a posh Phoenix area, saw hardworking customers and decided he wanted more than his current life.
  • That moment sparked his commitment to stop drinking, take steps forward, and improve his circumstances.
ANECDOTE

Betting On Commission Changed His Path

  • Mike Kortas moved from bill collections to commission-only mortgage sales after seeing commissions dramatically raise income.
  • He bet on himself, went all-in on commission, and that decision launched his mortgage career.
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