Explain It to Me
Why your health insurance is tied to work
Oct 18, 2023
This podcast explores why health insurance is tied to work in the United States, delving into the history of health insurance, the importance of Obamacare, the attempt at single-payer healthcare, and the potential for states to experiment with healthcare policies.
45:07
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Quick takeaways
- Health insurance in the US is tied to employment, with almost 55% of Americans getting their insurance through employers.
- The history of healthcare in the US, including the emergence of early health insurance experiments and the role of the Affordable Care Act (Obamacare), has shaped the current system.
Deep dives
The Origins of Health Insurance
The early 1900s marked the beginning of healthcare as we know it today, with the establishment of medical schools, hospitals, and accreditation systems. This led to the emergence of early health insurance experiments, such as the group of teachers in Dallas who entered an agreement with a hospital for access in exchange for a monthly payment. The Blue Cross and Blue Shield plans also arose during this time, providing hospital-based and physician-based insurance coverage respectively.
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