Can I Afford to Spend More Without Screwing Up My Future?

You’re saving. You’re investing. You’re doing the responsible things. So why does spending money still make you nervous?

In this episode, Shari answers a question a lot of successful women quietly wrestle with: Can I afford to spend more without putting my future at risk?

Using her 50/30/20 approach to needs, wants, and wishes, Shari explains how to figure out whether you actually have room to spend more, why saving aggressively can sometimes become its own form of financial fear, and how to separate real financial risks from the endless feeling that “something could happen.”

You’ll learn how to put an actual number on “enough,” why your emergency fund shouldn’t also be your vacation, renovation, and everything-else fund, and what to do when the numbers say you can spend—but your brain still says you shouldn’t.

Because sometimes the answer isn’t that you need to save more.

Sometimes you need permission to use the money you’ve already worked so hard to build.

If you’re ready for personalized, judgment-free financial guidance, learn more about working with Shari. Shari Rash is the founder of GWA Wealth, a virtual advisory firm helping women make confident, values-aligned decisions with their money. Visit GWA Wealth to explore your next step.

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Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions.

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