What is WRONG with INSURANCE INDUSTRY in INDIA? | Dostcast w/Shrehith, Co-founder of @dittoinsurance

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Shrehith Karkera ,an IIM Ahmedabad graduate is the co-founders of Finshots ,which is known for making complex financial concepts accessible to the general public delivered in a newsletter format. He is involved with Ditto Insurance, that helps individuals make informed decisions about buying insurance. His work with both Finshots and Ditto helps in improving financial literacy and consumer awareness in the finance and insurance sectors.

In this episode Vinamre and Shrehith discuss about:

- Nuances of writing online and how to build a newsletter, How he started Finshots which later helped him in the growth of Ditto in the insurance sector

- Essential functions in the insurance industry and the significant roles played by agents and underwriters

- The importance of having insurance from a young age and the regulatory aspects managed by IRDAI

If you wanna know more about how insurance companies work then this episode is for you

Timestamps:

00:00-Introduction

4:32-Are newsletters still relevant?

8:56-Hacks he used to gain subscribers for his newsletter

13:19-Does high transparency help in newsletter growth?

19:18-How did he start Finshots?

23:37-What tools did he use to write for Finshots?

35:33-The inspirations behind Finshots stories?

40:33-How can you maximize the power of newsletters?

45:12-How Finshots help Ditto to grow as an Insurance brand

49:41-How exceptional customer service helped Ditto?

50:34-How were policies sold in the past?

53:25-Why came into insurance business?

58:28-The role of IRDAI?

1:01:09-Agents play a major role in insurance policies?

1:08:39-Responsibilities of underwriters?

1:10:16-Which cases cannot be insured?

1:16:41-Why is it important to have insurance at a young age?

1:23:37-Is insurance commonly used in OPD?

1:24:43-Can a Race Car driver get health insurance?

1:26:40-Has this business changed the idea of morality

1:31:27-Weird insurance policies

1:40:24-Conclusion

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