How to Money
Ask HTM - Cashback vs Travel Points, Letting a Brokerage Cook, and the Right Way to buy a First Home #952
Mar 3, 2025
Listeners dive into the debate of cashback versus travel points, exploring which rewards suit different lifestyles. They tackle whether to let investments grow in a brokerage account or pay down a mortgage. Homebuyers receive guidance on key factors like size and location for their first apartment. A discussion about the practicality of credit locks with major bureaus provides valuable financial insights. Plus, there’s a fun hack involving Costco and Instacart, ensuring listeners leave with more than just numbers!
52:31
AI Summary
AI Chapters
Episode notes
Podcast summary created with Snipd AI
Quick takeaways
- Evaluating cashback versus travel points reveals that cashback offers straightforward benefits while travel points require strategic usage for maximum value.
- Managing old 401(k) accounts effectively by rolling them into a Fidelity IRA can help consolidate retirement savings and reduce fees.
Deep dives
Cashback Rewards with Colgate Palmolive
The podcast highlights a promotion offering cashback rewards for purchasing Colgate Palmolive products. Participants can buy up to $30 worth of products, upload their receipts to a designated website, and receive up to a $10 digital visa prepaid card. This promotion encourages listeners to refresh household essentials while taking advantage of cashback opportunities. It serves as a practical way for consumers to save money on necessities at the start of the year.
Remember Everything You Learn from Podcasts
Save insights instantly, chat with episodes, and build lasting knowledge - all powered by AI.
