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Ask HTM - Cashback vs Travel Points, Letting a Brokerage Cook, and the Right Way to buy a First Home #952

How to Money

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Investing vs. Debt Payoff

This chapter explores the financial decision-making process between investing and paying off debt, particularly focusing on the nuances of low-interest mortgages. It discusses the implications of capital gains tax, strategies for tax minimization, and the benefits of taxable brokerage accounts. Additionally, it emphasizes the importance of patience and informed decision-making when it comes to real estate purchases, highlighting emotional and financial considerations.

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