Insurance Scams, Loan Apps Harassment and Financial Hacks | Dostcast w/ Monika Halan

Subscribe to Dostcast Clips:https://www.youtube.com/@dostcastclips?sub_confirmation=1Listen to Dostcast on Spotify: https://open.spotify.com/show/70vrbHeSvrcXyOeISTyBSy?si=be05dbdd564245d9Join the Dostcast Janta Party on WhatsApp for regular updates: https://whatsapp.com/channel/0029VbAZwo5D8SDs5kf94N3TWant to suggest a guest?Fill this form: https://docs.google.com/forms/d/1ft_-1QDs7XpsSWnaPOeF21yUlhk9bzKvwHSyh4hHfBU/edit?usp=drivesdk====================================================================Monika Halan is a writer, financial journalist, and personal finance expert. She is the founder of Dhan Chakra Financial Education and the best-selling author of the book "Let's Talk Money." She is the Chairperson of the SEBI Advisory Committee for the Investor Protection and Education Fund. Monika has public policy experience, having worked with the Government of India as an advisor to the Swarup Committee in 2009.In this episode, Vinamre and Monika talk about:- How scammers are misusing AI and her videos to push fake stock tips- The difference between life insurance as protection vs. investment, and why term plans work best- The rising danger of easy app-based loans and bad business decisions within families- Why gold remains valuable, but real financial growth needs long-term equity and debt investments- Financial advice for young people, busting common money myths, and how to shift beyond the real estate-gold obsessionIf you’re in your 20s or 30s and tired of bad financial advice, this episode is for you.Timestamps:00:00 – Introduction01:25 – Fake AI stock tip scams using her videos11:41 – Life insurance: Investment or protection cover?26:45 – Selling life insurance to a 75-year-old29:15 – Why pure term life insurance is a good product31:38 – Why supporting a bad family business is dangerous34:01 – Consequences of pre-approved or app-based loans40:47 – Which type of loan should you actually take?43:35 – Why it’s difficult to tax farmers in India48:20 – The problem with the de-dollarisation debate52:56 – The value of gold and why its price fluctuates58:55 – Long-term investing through debt and equity1:06:29 – Is it a good time to invest in foreign stocks?1:08:53 – How to convince people to invest beyond real estate and gold1:12:00 – Financial recommendations for a 25-year-old1:15:10 – Why costing your business correctly is crucial1:18:07 – Common money myths and frequently asked questions1:23:47 – Conclusion====================================================================Vinamre Kasanaa is a writer at heart, podcaster and entrepreneur by craft.He spends a significant part of his time reading and researching.With over 500 podcasts under his belt, he’s interviewed everyone—from HNIs and industry leaders to everyday superheroes.Follow Vinamre:LinkedIn: https://www.linkedin.com/in/vinamre-kasanaa-b8524496/Instagram: https://www.instagram.com/vinamrekasanaa/Twitter: https://twitter.com/VinamreKasanaaDostcast: Instagram: https://www.instagram.com/dostcast/Twitter: https://twitter.com/dostcast====================================================================Contact Us:For business inquiries: dostcast@egiplay.com