Daybreak

The lazy girl's guide to building quiet wealth

Oct 16, 2025
In this conversation, Megha Jose, CEO of Fortune Wealth Management and founder of Thryve, shares insights on 'Lazy Girl Investing.' She discusses overcoming financial shame and embracing investing as a simple, learnable skill. Megha explains how to get started in just three minutes, advocating for automated systems like index funds to achieve consistent growth. She emphasizes measuring investments against annualized returns and rethinking the stock market as owning businesses rather than mere transactions. Her approach encourages guilt-free spending while ensuring prudent debt management.
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INSIGHT

Shame Blocks Starting, Not Ability

  • Many competent women freeze at investing due to shame, not lack of intelligence.
  • Megha Jose says normalizing that feeling lets you start and gain confidence by doing.
ADVICE

Three-Minute SIP To Become An Investor

  • Open any investment platform, buy an index fund, and set a monthly auto-debit.
  • This three-minute SIP makes you an investor without ongoing effort.
INSIGHT

Index Funds As Low-Effort Engine

  • Index funds give you market returns without daily monitoring and beat many active funds over time.
  • Automation plus passive index exposure makes investing low-effort and durable.
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