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Let’s Buy a Business

Latest SBA Changes and Current Acquisition Conditions with Stephen Speer

Jul 19, 2023
Stephen Speer, Founder of Ecommerce Lending, discusses SBA changes, owner equity roll, and seller notes in business acquisitions. Insights into SBA funding success, current loan conditions, and future rate predictions. Evolution of SBA regulations, innovative deal structures, and navigating changes for business acquisition.
22:46

Podcast summary created with Snipd AI

Quick takeaways

  • SBA rule changes allow sellers to retain equity, reducing buyer risks and enabling creative acquisition strategies.
  • Buyers can use seller equity as a down payment, potentially resulting in no-money-down deals and diverse deal structures.

Deep dives

Evolving SBA Loan Changes and Creative Deal Structures

The SBA specialist, Steven Spear, discusses substantial changes in SBA loan regulations that now allow sellers to retain equity in business sales, aiding buyers in reducing risks and facilitating smoother transitions. This shift enables potential no-money-down deals as buyers can use seller equity as a down payment, sparking creative acquisition strategies and potentially boosting deal activity.

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