Self-Funded With Spencer How to Pick the Best Health Insurance Plan - Sarah Michalczuk - Predictabill
Sarah is the Founder and CEO of Predictabill, a company that allows you to "compare the health insurance you have with what you could get, and see what’s different since last year." With Predictabill you can analyze options from your employer (including COBRA), your spouse’s employer, healthcare.gov, and more.
Sarah spent 8 years in investment banking, and her area of expertise during this time was evaluating the impact that an organization's insurance expenses had on the valuation of the business.
She jokes that insurance company is "a pile of cash and a bunch of promises", and I am not sure I have heard a better definition than that!
A personal experience with high deductible health plans soon after moving to New York on her own, where she was hit with a $400 out of pocket expense she didn't expect, led to an epiphany about the complexity of health insurance plan design that ultimately sent her down the path of creating Predictabill.