
Smart Money Happy Hour with Rachel Cruze and George Kamel
Habits Wasting Your Time (and Money) in 2024
Jan 25, 2024
In this engaging discussion, the hosts tackle the habits you need to ditch for a prosperous 2024, like impulse buying and neglecting your emergency fund. They emphasize the importance of budgeting, sharing smart strategies for savings, including a clever $1.32 mocktail recipe. A humorous reflection on New Year resolutions adds a personal touch, while practical advice encourages listeners to embrace quick wins in their financial journey. They'll even inspire you with a motivational quote from Miley Cyrus, reminding you that growth takes time!
39:45
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Quick takeaways
- Recognizing and changing entrenched bad financial habits is essential for improving fiscal health in the new year.
- Implementing a personal budget and establishing an emergency fund can significantly enhance financial control and accountability.
Deep dives
New Year, Same You: The Reality of Resolutions
The concept of New Year's resolutions often suggests a fresh start, yet many find themselves facing the same challenges year after year. The discussion highlights a humorous take on the saying 'New Year, new me,' revealing that for many, it reflects a cycle of unfulfilled promises and unchanged habits. The truth is that the calendar turning does not inherently transform individuals or their behaviors; it's merely a symbolic change. To counter this, the podcast emphasizes evaluating and changing those entrenched habits instead of relying solely on the arrival of a new year.