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Miguel Armaza interviews Doug Ricket, CEO & Co-Founder of PayJoy, a global fintech with $300+ million in annualized revenue that provides credit to over 10 million customers across Latin America, Africa, and Southeast Asia.

Founded in 2015, PayJoy reached profitability in 2023 and has raised almost $200 million in equity financing from USV, Core Innovation, Greylock, Invus, and DNX.

We discuss:

How his years at the Peace Corps in Africa shaped him and fueled the ambition to work with emerging markets
Building your team and the importance of the first 10 hires of a startup
Strengths and weaknesses on the transition from engineer to company CEO
Why in startups there are no magic elves and you have to do all the work yourself… and a lot more!

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Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.

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Doug Ricket, CEO of PayJoy – The $300 Million Revenue Global Juggernaut with a Mission to Empower a Billion Clients Around the World