

Net Worth By Age In 2025 (Are You Above Average?)
39 snips Oct 7, 2025
Dive into the fascinating world of net worth benchmarks by age! Discover how to stay on track financially with strategies tailored for your 20s through 60s. Learn the importance of avoiding debt and seizing opportunities in your 20s, job hopping and real estate in your 30s, and smart investing in your 50s. Find out how to elevate your financial game regardless of where you currently stand. Plus, glean insights from actual data to see if you measure up to the top 1%!
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Net Worth Versus FIRE Portfolio
- Net worth equals assets minus liabilities and includes homes, vehicles, businesses, and debts.
- FIRE portfolio excludes primary residence and personal items and focuses on investable assets and income streams.
Wealth Percentiles From 2022 Fed Data
- The hosts analyze Fed survey wealth percentiles by age using 2022 data released in 2023.
- They present median, 75th, 90th, 95th, and 99th percentile net worth across five-year age bins.
Positive Net Worth Is Common
- Most Americans across age groups have positive net worth; negative net worth appears below the 25th percentile.
- Wealth concentration grows dramatically at the top percentiles, producing massive gaps between median and top 1%.