The Clark Howard Podcast 12.17.25 Household $ Saving Tips / Housing: Buying Vs Renting
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Dec 17, 2025 Discover how far people will go to save money with frugality tips from listeners, including clever hacks like repurposing butter wrappers and reusing bags. Dive into the complexities of homeownership versus renting, considering factors like market conditions, finances, and job stability. Learn why the median age of first-time homebuyers has hit 40, and explore the benefits of accessory dwelling units as a smart investment in places like Southern California. Plus, get insider tips on finding cheaper cruise deals in a post-COVID world!
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Everyday Frugality Examples
- Clark described diluting liquid soaps and tearing dryer sheets in half to stretch supplies.
- Listeners shared similar frugal hacks, showing widespread practical thriftiness.
Listener Frugal Hacks Catalog
- Listeners contributed many frugal hacks like reusing Ziplocs, washing teabags, and saving butter wrappers.
- Their tips reveal creative, everyday ways people stretch household budgets significantly.
Cruise Pricing Shift Post‑COVID
- Cruise lines unbundled services and use dynamic pricing, raising onboard revenues and fares.
- Post-COVID demand and debt pushed the industry into a highly profitable pricing cycle.