How is your pension invested? An interview with Nest

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Jan 27, 2025

Join Paul Todd, COO of Nest Invest, one of the UK's largest pension schemes, as he dives into the intricacies of pension investments. He discusses the impact of auto-enrollment on retirement savings and the vital need for personalized strategies. Explore why Nest removed the option for a 100% equities fund and how collective investing can benefit local communities. Todd emphasizes the importance of transparency in fund choices and addresses the complexities surrounding Sharia-compliant pension options. Discover practical tips for better pension management!

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INSIGHT

NEST's Origin and Impact

NEST was created to broaden workplace pension coverage.
It aimed to serve smaller companies and low-income workers, ultimately boosting coverage from 40% to 80%.

ADVICE

Know Your Provider

Know your pension provider and research their performance.
Not all providers are equal, so understanding their strengths and weaknesses is crucial.

ANECDOTE

Wind Farm Visit

NEST took members to a wind farm they partly own to showcase tangible investment.
This demonstrated investment benefits beyond retirement, like community impact and energy bill reduction.

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Do you have a workplace pension? If so, there's a good chance it's with Nest, one of the UK’s largest pension schemes, with over 13 million members. We're speaking with Paul Todd, the COO of Nest Invest, to understand how they invest all that money. Are they delivering? And why did they remove the option for a 100% equities fund?

Do you have something you want to say Nest? If you're a member, you can contact them through your account, or you can use the contact us section of their website

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