Do you have a workplace pension? If so, there's a good chance it's with Nest, one of the UK’s largest pension schemes, with over 13 million members. We're speaking with Paul Todd, the COO of Nest Invest, to understand how they invest all that money. Are they delivering? And why did they remove the option for a 100% equities fund?

Do you have something you want to say Nest? If you're a member, you can contact them through your account, or you can use the contact us section of their website

💷 What to do with a lump sum (free webinar) - reserve your spot

We're doing it on February 19 at 6pm UK time - register here: https://makingmoney.email/webinar-register

🤝 Want help from a financial advisor?

We’ve teamed up with advisors we like so you can get 1:1 support from a professional. Learn more:

https://makingmoney.email/financial-advisors-audio

⛑️ Check your financial health

https://makingmoney.email/health-check-audio

📧 Free guides on personal finance

Learn how to build long-term wealth in the UK: https://linktr.ee/makingmoneypod

📈 Investment platforms we use:

Trading 212

Get a free share worth up to £100 when you sign up for a new Invest or ISA account and deposit at least £1.

Use the code ‘MM’ or this link: https://www.trading212.com/promocodes/MM

InvestEngine 

Get up to a £50 bonus when you invest at least £100.

https://investengine.pxf.io/daOD2Q

Vanguard

https://www.vanguardinvestor.co.uk/

🎉 Sponsors

Vanta - Get your company secure and compliant, with $1k off: https://vanta.com/makingmoney

Tide - Get 3.81% AER variable on your business savings. Use this link www.tide.co/offer/makingmoneyq1 or the code 'MAKINGMONEYQ1'. You'll also get £100 if you fund your account with £5,000 in the first 30 days. Ts&Cs apply. 

New members receive a 0.77% AER boost on the standard 3.04% until 01/06/25 after which the rate reverts to 3.04% with no interest on balances over £75,000. Rate correct as of 06/02/2025. Full terms: tide.co/terms/makingmoneyq1-tnc.

–

If you purchase a product or service using one of the links above, we may receive a commission. There will be no additional charge for you. Remember investments can fall and rise - and past performance is no guarantee of future results. Other fees may apply. Your money is at risk.

This is not financial advice. The reason it’s not financial advice is because it’s not tailored to you. We explain the principles of building wealth but if you want personalised advice, it’s worth speaking to a financial advisor. As with everything financial, please do your own research. We really encourage that because no one cares more about your money than you and if you learn the basics then it will change your life.