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How is your pension invested? An interview with Nest

Making Money

CHAPTER

Navigating Pension Awareness and Investment Strategies

This chapter addresses the challenges of increasing engagement with pension schemes, highlighting that a significant majority of individuals do not interact with their accounts. It explores the role of default funds tailored to diverse participant needs, and the emotional responses of younger investors towards potential losses. The discussion also covers calculated investment strategies, including the importance of early contributions and the concept of annuities as a safeguard against longevity risk.

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