The Ramsey Show Comfort Is The Enemy Of Progress - Attack Your Debt Now!
Jan 12, 2026
Tune in as hosts tackle real-life financial dilemmas! From navigating co-signed motorcycle debt to the complexities of married finances, they offer practical advice. One caller grapples with the urgency of surgery while in debt. There's also a debate on moving to address pest issues versus focusing on debt payoff. Plus, preparing for career shifts and redefining family finances are explored. Join the conversation for insights that could transform your financial journey!
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Treat Co-Signed Debt As Your Debt
- If you co-signed a loan, accept legal responsibility and add it to your debt list immediately.
- Negotiate a settlement if possible, or prioritize paying it to protect your credit and future plans.
Have A Date-Night Money Conversation
- Have a calm budget conversation with your spouse to align finances and create shared goals.
- Use a budgeting tool like EveryDollar to list debts, income, and next steps together.
Compare Marketplace Before Choosing Health Shares
- Shop both the ACA marketplace and vetted health-share ministries before leaving COBRA.
- Prioritize regulated plans if you have pre-existing conditions or imminent treatments.
