

125. Maximizing the Citi Ecosystem with Dr. Suzy Spadafora
9 snips Jul 21, 2025
Dr. Suzy Spadafora, a points and miles enthusiast, dives into the often-overlooked Citi points ecosystem. She demystifies the unique advantages of Citi cards compared to competitors, discussing their transfer partners and earning potential. The conversation highlights strategies for maximizing rewards, including booking unique hotel stays and premium cabin travel to Asia. Suzy shares personal experiences and practical tips that make navigating Citi’s complex points landscape a rewarding adventure for both novice and seasoned travelers.
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Citi Points: The Pinot Noir Analogy
- Citi's points ecosystem is like Pinot Noir: nuanced and requiring patience to unlock its value.
- It's less straightforward than Chase or Amex, offering subtle but brilliant rewards for those who understand it.
Suzy's Entry Into Citi Points
- Suzy entered the Citi ecosystem in 2016 after maxing out Chase cards.
- She started with the Citi Premier card enjoying a modest 50,000 point bonus.
Devon's Reason for Adding Citi Ecosystem
- Devon added Citi in 2022 to access Turkish Airlines, unavailable with Chase or Amex.
- She chose Citi Premier plus Double Cash for easy, accelerated points earning on everyday spend.