02.15.24 Cruise Travel Warning / Visa Vanilla Gift Card Follow Up

Discussion on the surge in travel and cruise bookings, emphasizing the need for trip coverage and warning against vanilla gift cards scams. Risks of purchasing Visa gift cards and cruise coverage from the cruise lines themselves. Stories of people left with worthless gift cards and coverage that doesn't pay refunds. Rising cost of landline phone service and introduction to UMA Home Phone Service. Allegations of poor security for Visa's vanilla gift cards. Gift card vulnerability and risks of options trading.