Can You Still Buy A House In 2026? Lifetime ISA Changes, New ISA Rules & First-Time Buyer Tips - Brian Byrnes (Moneybox)

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In this episode of the Money Gains Podcast we welcome back Brian Byrnes... Head of Personal Finance at Moneybox... to the show.

Brian, who works with the UK's largest community of first-time buyers, gets into whether you can still buy a house in 2026, why the goalposts keep moving on savers, what's really happening to the Lifetime ISA, and the ISA changes happening next April.

Brian's Links 🔗

Moneybox: https://www.moneyboxapp.com/

When you invest, your capital is at risk.

✅ Why it's still possible to buy a house in 2026 without rich parents, and why one Moneybox saver gets the keys every 10 minutes (most earning under £40k)
✅ The "moving goalposts" problem that leaves disciplined savers 9 months and £3,500 short at the finish line, and how to plan for it
✅ What's happening to the Lifetime ISA, what the new First Time Buyer ISA means, and whether you should still open one
✅ The ISA changes coming in April 2027, including the new charge on cash held in a Stocks & Shares ISA
✅ Why people who feel confident with money end up £86,000 better off, and the 30-minutes-a-week habit behind it

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DISCLAIMER:
This episode is meant for educational purposes and should not be considered financial advice or UK tax advice. When you invest your capital is at risk. Past performance is not a guarantee of future success. Always do your own research.

This episode description contains affiliate links - if you click on one and make a purchase we may receive a small commission. This does not alter our suggestions and there is no charge for you.

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