Everyone's Talkin' Money Smart Spending for Fall: Holiday Budgeting, Sinking Funds, and Stress-Free Money Moves - Back-to-School, Back-to-Budget Mini-Series (Part 3 of 4)
6 snips
Sep 16, 2025 The holiday season can wreak havoc on your budget, but there's a way to navigate it. Learn about setting up sinking funds to handle upcoming expenses like gifts and events. Discover how to forecast your spending for the next 90 days and add a budget buffer to avoid financial shocks. Shift your mindset from restrictive to intentional, ensuring you enjoy the festivities without guilt. Walk away with a practical spending plan that keeps your financial goals intact while celebrating the joys of fall.
AI Snips
Chapters
Transcript
Episode notes
Holiday Season Is Predictable
- The next three months of holidays are predictable expenses, not surprises.
- Planning ahead transforms stress into joyful, intentional spending.
Run A 90-Day Money Vision
- Do a 90-day money vision: calendar archaeology, dollar estimates, and a 20–25% buffer.
- Use past statements to assign realistic costs and add a buffer for surprises.
Client Story: Thanksgiving Shock
- Shari recounts client Sarah who overspent on Thanksgiving without planning.
- After forecasting and saving, Sarah enjoyed the holidays stress-free the next year.