mma: struggling with credit cards and are offset accounts worth it?

Glen and John answer your questions:

❔should I move out and rent my own place or am I better off staying at home and saving until I find a place to buy?

❔rent is taking 50% of my income and I can't find more income, any tips?

❔I am struggling to pay off a credit card and interest is high but can't get a new credit card to do a transfer at the moment, what do I do?

❔are offset accounts worth it?

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🛑 This podcast is for entertainment purposes only and does not constitute financial advice or financial product advice. To receive personal financial advice or financial product advice you must first receive a Statement of Advice (SoA). You must also receive, read and understand the Product Disclosure Statement/s (PDS) of any products you are considering to ensure the product/s is suited to your needs before acting. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment podcast as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Glen James and John Pidgeon are not licenced financial advisers or tax professionals. Please seek your own advice as we do not provide personal financial advice or taxation services. This podcast is intended for residents of Australia.

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