Real Estate Rookie

2025 Investing Update: Mortgage Rates Fall, New Tax Laws Coming

Sep 3, 2025
2025 could be a golden year for real estate investing with decreasing mortgage rates and new tax laws. Insightful strategies are shared on how to manage short-term rentals and pivot investments for success. Personal updates from hosts reveal their own market adventures, including a live-in flip and a motel investment. Discover how potential regulatory changes might impact beginner investors. Tune in for tips on navigating current market dynamics and finding opportunities in less saturated areas!
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INSIGHT

100% Bonus Depreciation Returns

  • The One Big Beautiful Bill restored 100% bonus depreciation, boosting the short-term rental tax benefit.
  • That change validates prior short-term rental strategies and could renew targeted investor interest.
ADVICE

Buy Cash-Flow Now, Refinance Later

  • Do buy deals that cash flow today rather than waiting for lower rates.
  • Refinance later if rates drop, but never rely on future rate cuts to make a marginal deal work.
ADVICE

Check Refinance Costs First

  • Evaluate refinance closing costs and prepayment penalties before assuming refinance benefits.
  • Don't enter deals planning to 'weather' negative cash flow while waiting for lower rates.
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