704b life & income insurance Q&A (policies, loadings, exclusions + more)

Life insurance is one the pillars of having a sound financial house so joining Glen on today's episode is adviser Phil Thompson from Skye Wealth to answer all your questions. Glen and Phil discuss:

👉🏾 are insurance companies allowed to discriminate?

👉🏿 what’s the current landscape for mental health exclusions 

👉🏻 3 major life triggers for getting life insurance 

👉 explaining the different types of life insurance

👉🏼 what to expect when organising your insurance through an adviser

👉🏽 my insurance is too expensive, how can I reduce it?

👉🏿 at what stage would you NOT need life insurance?

👉🏻 getting insurance direct vs through an adviser

👉 how much cover do you need?

👉🏼 stepped vs level premiums

👉🏽 what do you if you’re medically uninsurable 

Grab John’s new book, Sort Your Property Out & Build Your Future

Book club 📚 This month we're reading, The Psychology of Money by Morgan Housel. Find it on:

Booktopia: https://booktopia.kh4ffx.net/YgP7ZJ

Amazon: https://amzn.to/46tTAzq

Thanks to Skye Wealth for supporting our Thursday show! Connect with the team here

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