Money For Couples with Ramit Sethi cover image

Money For Couples with Ramit Sethi

198. “I work 7 jobs but can’t get ahead. Are we doomed?”

Mar 4, 2025
Juan and Amber confront their financial struggles after prioritizing travel over investing. With Juan's scarcity mindset and Amber's concerns about their income, they explore merging finances. The conversation dives into the importance of discussing money early in relationships, and how childhood experiences shape adult financial habits. They reflect on their different spending attitudes, the need for financial discipline, and strategies to boost income while maintaining personal values. Can they align their money mindsets and work towards their Rich Life?
01:38:04

Podcast summary created with Snipd AI

Quick takeaways

  • Shifting focus from cost-cutting to income-generating strategies can help couples alleviate financial anxiety and explore new earning opportunities together.
  • Implementing a Conscious Spending Plan (CSP) allows couples to better understand their finances, clarify their spending habits, and prioritize retirement and investments.

Deep dives

Rethinking Financial Focus

Many couples tend to prioritize cutting expenses in their financial discussions, often leading to stress and guilt. However, the idea of shifting focus from cost-cutting to income-generating strategies is presented as a more positive approach. This not only alleviates financial anxiety but encourages couples to explore ways to increase their earnings together. The emphasis is placed on a collaborative effort to uncover opportunities for additional income rather than merely restricting spending.

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