Money For Couples with Ramit Sethi 243. "She inherited $171K…but it’s already gone."
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Jan 13, 2026 A young couple faces a financial crisis after squandering a $170K inheritance. Mike's anxiety about money leads to constant checks of his bank account, while Noel feels overwhelmed and struggles with guilt-free spending. Their conflicting perspectives on money have created tension and daily arguments. With staggering debt and high fixed costs, they dive deep into their financial habits shaped by childhood experiences. Ramit offers insights into cutting costs and creating a shared vision for spending. Will they manage to change their dynamic and regain control?
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Windfall Didn’t Solve Structural Problems
- Mike and Noelle inherited $170K and still have a negative $200K net worth due to high fixed costs and debt.
- High fixed costs (82% of take-home), not income, are the main unsustainable problem.
Money Checking As Anxiety Habit
- Mike checks his bank accounts up to 20 times a day for comfort, revealing anxiety-based money behavior.
- This habit provides momentary relief but signals deeper emotional issues around security.
Feeling Like A Second-Class Partner
- Noelle felt infantilized because Mike controlled finances and required permission for purchases early in their relationship.
- She eventually pushed back, asserting she works hard and deserves financial autonomy.
