Make Money with Credit Card Points and Travel Miles | Julia Menez

Jun 5, 2025

Ask episode

Chapters

Transcript

Episode notes

Julia Menez is a travel hacking expert, educator, and founder of GeoBreeze Travel. With a background as an actuary, Julia brings a unique analytical approach to maximizing credit card points and airline miles for luxury travel. She’s dedicated her career to teaching entrepreneurs and high-income professionals how to leverage everyday expenses for free flights, hotel stays, and elite perks. Julia’s practical, no-nonsense style and deep industry knowledge make her a standout in the world of points and miles.

On this episode we talk about:

Julia’s journey from actuary to full-time travel hacking entrepreneur
The basics of travel hacking and who should (and shouldn’t) play the points game
How to choose the right credit cards based on your spending habits and business needs
The potential pitfalls and risks of chasing points, and how to avoid them
Real-life examples of maximizing points for luxury travel and upgrades

Top 3 Takeaways

Travel hacking isn’t for everyone: If you can’t pay off your credit cards in full each month, the interest will wipe out any rewards. Discipline is key.
Optimize for simplicity: For business owners with predictable expenses, focus on a simple card strategy that matches your spending profile rather than juggling dozens of cards.
Leverage business expenses: If you’re an entrepreneur, running recurring or high-volume expenses through the right cards can yield significant travel rewards—without extra spending.

Notable Quotes

"If you have to carry a balance, any interest that you have to pay is going to negate the value that you're getting out of your points."
"Real money before points money."
"The internet is an illusion, and what's actually happening is most people just don't have the financial discipline to handle this."

Connect with Julia Menez:

🚀 Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency.

🚀 Capture leads, nurture them, and close more deals—all from one powerful platform.

🎁 Get an extended free trial at gohighlevel.com/travis

Learn more about your ad choices. Visit megaphone.fm/adchoices