10.18.22 Your Credit Report Accuracy / The Pay In 4 Trap

Credit reports are used by creditors, employers, insurance companies, and more - and many are inaccurate. Learn how this can hurt you and what you can do about it! Also, buy now pay later aka pay in 4 - has infested the U.S. economy on all fronts and delinquencies are on the rise. Clark explains how this works and the hazard for your wallet.  

• Vigilance: Your Credit Report: Segment 1
• Ask Clark: Segment 2
• Buy Now, Pay & Pay & Pay Later: Segment 3
• Ask Clark: Segment 4

Mentioned on the show:

• Investopedia: Credit Reporting Complaints Have Doubled Since 2018
• How To Dispute an Error on Your Credit Report and Win
• Should You Pay for Credit Monitoring?
• Betterment Review: How It Works, Pros & Cons - BETTERMENT Cash Reserve
• Over 60% of Americans regret an impulse buy—how social media makes it hard to resist
• How To Freeze Your Credit With Experian, Equifax and TransUnion
• Credit Karma vs. Credit Sesame: Is One Better Than the Other?
• Elliott Advocacy /  Clark’s Consumer Action Center

Clark.com resources

• Episode transcripts
• Clark.com daily money newsletter
• Consumer Action Center Free Helpline: 636-492-5275

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