The David Greene Show Mortgage Monday | Finally! Some Good News! | EP 80
Aug 18, 2025
Christian Bousselder, a seasoned real estate investor and mortgage expert at The One Brokerage, discusses encouraging trends in the housing market. He shares insights on potential Fed rate cuts and how that could mean lower mortgage rates for buyers. The conversation dives into real estate market resilience, revealing why home prices remained steady despite challenges. Bousselder also highlights emerging opportunities in Tennessee and the Pacific Northwest, along with effective investment strategies like house hacking for building wealth.
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Fed Cuts Becoming Likely
- Inflation cooling and a healthier economy make Fed rate cuts more likely and markets are pricing that in.
- David Greene says mortgage rates are probably going to come down, giving buyers relief from current highs.
Understand Basis Points
- Define basis points: 100 basis points equals 1%.
- Christian Bousselder explains that a 150 BIP cut equals a 1.5% change and shows how that shifts mortgage pricing.
Mortgage Spread Over Fed Rate
- Mortgage rates sit above the federal funds rate because lenders price a spread for risk and capital.
- Christian notes mortgage rates were in the mid-to-high sixes while the fed funds target was 4.25–4.5%.