Real Estate Investing with Coach Carson #449: The Case Against Real Estate for Retirement
Sep 29, 2025
Arion Shihai, a savvy real estate investor and broker from investingarchitect.com, dives into the complexities of relying on real estate for retirement income. He argues that while real estate builds wealth, its income can be unpredictable due to issues like vacancies and taxes. Arion explores reliable alternatives, such as paper assets and stocks, for steady cash flow. The conversation touches on balancing active and passive wealth, and strategies to simplify portfolios for a more stable retirement, emphasizing the importance of a hassle-free income strategy.
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Real Estate Is Best For Building Wealth
- Real estate excels at turning small capital into meaningful wealth through leverage and active strategies.
- That makes it an outstanding builder tool, not necessarily the best passive retirement income engine.
Rental Income Can Be Unreliable
- Real estate cash flow can swing dramatically year-to-year from vacancies, taxes, or insurance shocks.
- Those swings make relying solely on rental income stressful in retirement when simplicity and reliability matter most.
Create Operating And Passive Wealth Buckets
- Split your wealth into operating (active) and passive (paper) buckets to optimize for both growth and reliability.
- Use paper assets like stocks, REITs, annuities, or treasuries to provide simpler, steadier retirement income.